How to get a burial insurance quote

When applying for any life insurance policy, including final expense insurance, it is common to complete an application form. This form will ask you questions about your health and medical history. We understand that some of these questions may raise concerns, but rest assured that even if you answer “yes” to one or more of them, you can still be eligible for coverage.

The purpose of these questions is to assess your individual circumstances and determine the best coverage options for you. Most importantly, many final expense insurance plans do not require a medical exam or physical examination, making the application process simpler and more accessible.

Additionally, we want to emphasize that all the quotes you receive are completely free of charge, and there is absolutely no obligation to purchase coverage. Our priority is to provide you with information and options so that you can make the best decision for yourself and your loved ones. We are here to support you throughout this process with empathy and understanding.

What does burial insurance cost?

The cost of your premium will depend on various factors such as your health, age, gender, desired coverage amount, and more. It’s important to understand that each individual’s situation is unique, and therefore, the premium amount can vary.

For example, a healthy 50-year-old individual may typically expect to pay somewhere between $25 and $40 per month for a $10,000 policy. However, it’s essential to remember that the specific features you choose for your policy and even the state you reside in can also influence the premium amount.

We understand that affordability is a significant consideration, and our goal is to help you find a final expense insurance policy that aligns with your needs and budget. By discussing your specific requirements with our experienced team, we can provide you with personalized options and guidance to ensure you make an informed decision.

Coverage amounts

When it comes to final expense insurance, the average coverage amount typically falls within the range of $10,000 to $20,000. It’s important to note that the specific benefit amount you qualify for may vary based on factors such as your health and other individual considerations.

To determine the most suitable coverage amount for your needs, it is highly recommended to have a conversation with an experienced insurance agent. They can provide personalized guidance and help you assess your requirements based on the coverage you qualify for. Understanding your options and discussing your unique circumstances will enable you to make an informed decision that ensures your final expenses are adequately covered.

Answer your health questions honestly

It is crucial to approach the medical questionnaire with honesty and sincerity when completing it. Providing accurate and truthful answers is essential to ensure a smooth claims process. If there are any inconsistencies or discrepancies between the information you provide on your application and your medical records, it could potentially lead to a denial of your claim. This, in turn, may result in your family not receiving the intended death benefit in the event of your passing.

By being transparent and forthcoming with your medical information, you can help prevent any complications or delays in the future. This will ultimately provide you and your loved ones with peace of mind, knowing that your final wishes and financial arrangements are taken care of in a reliable and dependable manner.

Features of a burial insurance policy

When considering burial insurance, it’s essential to understand the valuable features that may be available to you:

• Lifetime coverage: With this feature, your coverage remains intact and won’t decrease over time, providing you with peace of mind that you’ll be protected for the rest of your life.
• Price lock: You can take comfort in knowing that the monthly premium you pay will always remain the same, offering stability and predictability in your financial planning.
• Cash value: Your policy has the potential to accumulate cash value over time, which can be a helpful resource that you can borrow from if needed, providing you with additional flexibility and financial options.
• Guaranteed death benefit: Rest assured that your loved ones will receive a guaranteed amount of money as a death benefit, ensuring they are provided for regardless of the circumstances.

By familiarizing yourself with these significant features, you can make an informed decision that aligns with your financial goals and priorities, providing you and your family with the security and support you deserve.

How to get the best rates

We understand that finding the best rates for a burial insurance policy can be a time-consuming and challenging task. That’s why we are here to help.

By using our services, you can skip the hassle of researching and comparing multiple companies yourself. We take care of all the legwork for you.

Our dedicated team diligently evaluates and compares the rates of the best-rated insurance companies on your behalf. We understand the importance of financial stability, so we ensure that the companies we present to you have a good financial rating.

The best part is that our assistance comes at no cost to you. We provide this service for free, so you can make informed decisions about your burial insurance without any additional financial burden.

Let us simplify the process for you and provide you with the peace of mind that comes from knowing you have access to the best rates available.