Protect Yourself from Burial Insurance Scams

Seniors, it’s important to stay vigilant against burial insurance scams that target your confusion and trust. Here are common scams to be aware of and tips to avoid falling victim:

Burial Insurance Disguised as Term Life Insurance

Beware of companies advertising term life policies as burial insurance with unrealistically low prices. They may claim the premiums are “locked in,” but they actually increase every five years. Unlike burial policies, term coverage expires, potentially leaving your beneficiaries with no benefit after paying premiums for years. Ensure you understand the policy terms and that your burial insurance never expires.

Deceptive Door-To-Door Agents

Be cautious of unsolicited agents appearing at your doorstep, offering great burial insurance coverage at below-market rates. They may ask for personal information like credit card and Social Security numbers to process your coverage. Beware if they ask you to ignore fine print or sign documents with blank spaces, as scammers can manipulate them later, even naming themselves as beneficiaries. Legitimate agents won’t demand cash payments and will address your concerns openly.

When seeking insurance, proactively research reputable providers and pay premiums using checks or money orders.

Suspicious Emails Regarding Your Current Policy

Watch out for alarming emails that appear to be from your insurer, claiming issues with your policy. Scammers may request sensitive details like credit card information, Social Security numbers, passwords, or check numbers to “fix” the problem. Avoid replying to such emails. Instead, contact your insurer directly by phone to verify any concerns. Sharing sensitive information can make you vulnerable to identity theft and fraud.

Secure Your Coverage with Confidence

When you choose our services, you’ll receive legitimate coverage from trustworthy professionals. We prioritize honesty and integrity, ensuring transparency about your policy and helping you find the best coverage at an affordable price. Call us today at (800) 398-9821 to safeguard your insurance needs.